Some years ago, I found myself in a terrible situation.
I had $82,000 in credit card debt with interest rates in the teens. Being self-employed, my income was erratic. My debt payments and living expenses were slightly greater than my income. As a result, I was sliding deeper and deeper into debt each month.
The whole situation had me very depressed. I felt like a loser in life. I felt I could never give to charity, or spend any money for my own enjoyment. Nice vacations were out of the question. It seemed I had no hope of paying off that debt. Sometimes I felt I would live for the rest of my life as a slave, burdened by a debt that would never go away.
I ranted and railed at the unfairness of it all. I lost sleep. I felt overwhelmed. The prospect of bankruptcy seemed even more devastating than living in the daily world of victim-hood I had created for myself through this huge debt. If I continued as I was, it would have taken me nearly twenty years to pay off the entire debt.
Talk about depressing!
If this describes you, do not despair. Your life is about to change. You are about to get access to some amazing magic tricks that give you power over your credit card debt.
You can do it too.
In this blog, I will be posting some tricks that worked for me, encourage you to explore all your options and answer as many questions as I can which are posted in the comments section below.
Above all remember this, you are in charge of your life and you can win. I know for I was once where you are now. Follow me and I'll show you the way out of credit card debt.
Lawrence D. Goldberg
